
Break up with your high-interest credit card.
Transfer your existing balance to a HOCU Visa® card for 0% APR with a 0.99% balance transfer fee through September 2027 billing.

Our age is not the only increase.
Your savings-maxxing era starts with us. To celebrate our 90th birthday, we’re increasing our CD rate to 4.5% APY.¹
¹ $500 minimum deposit. No maximum.
Cash back on every swipe? Say less.
Kasasa Cash Back® just leveled up, and we love to see it. Earn 9% cash back on every purchase, up to $45 every month.
A BRIGHTER FUTURE. TOGETHER.
Your roots run deep. Put them to work.
Tap into your home’s equity with financial flexibility and competitive rates through a
HELOC with us. No annual fee. No prepayment penalty.
Your roots run deep. Put them to work.
Tap into your home’s equity with financial flexibility and competitive rates through a
HELOC with us. No annual fee. No prepayment penalty.
Your next adventure? We've got shotgun.
An auto loan with us means planning for the local costs of owning a car on the island and
locking in a pre-approved rate. Less guessing. More cruising.
Build a brighter financial future
Navigate your finances with confidence. Our certified financial planner is here to help you.
Take control of your financial future today.

